At that instant he saw, in one blaze of light, an image of unutterable conviction, the reason why the artist works and lives and has his being--the reward he seeks--the only reward he really cares about, without which there is nothing. It is to snare the spirits of mankind in nets of magic, to make his life prevail through his creation, to wreak the vision of his life, the rude and painful substance of his own experience, into the congruence of blazing and enchanted images that are themselves the core of life, the essential pattern whence all other things proceed, the kernel of eternity.

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Underlying these novel debt structures were the human emotions of greed and fear that led to abuses by even the most sophisticated individuals and most highly respected institutions in the market. While these human attributes are the most difficult to legislate, their ability to wreak havoc is clear evidence that they must be regulated in a thoughtful way.

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Like all of us in this storm between birth and death, I can wreak no great changes on the world, only small changes for the better, I hope, in the lives of those I love.

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